Workers’ Compensation Lawyer in Detroit
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Through workers’ compensation, you could access a portion of your lost income and recover other benefits that help you after a work-related injury.
An experienced workers’ compensation lawyer in Detroit at Davis Injury Lawyers, PLLC, can help you hold the insurance company accountable to their financial obligation. Contact our team for a free consultation today by calling (313) 462-7979 to learn more about what’s next for your workers’ compensation claim and appeal.
Michigan Workers’ Comp Law
Michigan has some of the strictest workers’ compensation laws in the country. Any company employing more than one employee is required to provide workers’ compensation insurance protection coverage.
This coverage is no-fault. This means it does not matter how the accident occurred or who is responsible, with some exclusions. You may be entitled to workers’ compensation benefits if you were involved in an accident in relation to your job responsibilities.
Even though you may be entitled to workers’ compensation benefits, insurance companies go to great lengths to deny even the most deserving claimants. For this reason, having an experienced workers’ compensation lawyer in Detroit advocating for you may be in your best interests as you attempt to rebuild your life after a work-related accident.
Types of Workers’ Comp Insurance Benefits
When you’ve been in an on-the-job accident, you may be entitled to various types of benefits if you are eligible for workers’ compensation. These benefits often include:
Disability benefits account for a portion of your lost income while you are out of work. Michigan workers are entitled to 80% of their average weekly earnings. However, that may leave you with a 20% decrease in your average salary, which has devastating effects on your ability to support yourself and your family.
Full Coverage of Medical Expenses
Your employer’s workers’ compensation insurance coverage covers every medical expense related to your necessary medical treatment and care. This includes, but is not limited to, transportation costs, prescription medication fees, co-pays, costs of physical or occupational therapies, mental health counseling costs, costs of prosthetic limbs and other medical equipment, costs of accommodations needed to your home, and other relevant medical expenses.
Vocational Rehabilitation Benefits
It is not uncommon for workers to suffer injuries so severe they are incapable of continuing to complete their job responsibilities. When this happens, the insurance company may cover the costs of your educational opportunities or job training so you can re-enter the workforce and earn gainful employment.
Death benefits may be available to the surviving family members of individuals who have suffered work-related injuries. These benefits include disability benefits, coverage of the decedent’s medical expenses, and compensation for the decedent’s funeral and burial costs.
What Constitutes a Work-Related Injury?
Virtually any type of work can produce an on-the-job injury. However, there are some types of workplace accidents we see more often than others. Some examples include:
- Construction accidents
- Repetitive stress injuries
- Slip and fall accidents
- Motor vehicle accidents
- Factory accidents
- Forklift accidents
- Bulldozer accidents
- Back injuries
- Being struck by falling objects
- Injuries caused by defective products
How to Establish the Presence of a Work-Related Injury
According to Michigan section 418.301(5), to establish the presence of a work-related injury, your attorney will need to describe:
- What jobs you are qualified to perform within your current salary range
- Your qualifications, job training, skills, and experience
- How your on-the-job injury prevents you from continuing to perform your job responsibilities at your existing pay rate
Once your attorney has introduced evidence to support the presence of your work-related injury, your employer must provide evidence to refute your claims. Your attorney will be prepared to go up against your employer’s argument in their attempt to deny or reduce their financial liability for your damages.
What Evidence Helps Prove Your Case?
To prove the severity of your work-related injuries and your inability to continue earning a living while you heal, your attorney gathers valuable supporting evidence, such as:
- Photos of your injuries
- Employee records
- Video of the accident that caused your work-related injury
- Safety logs and maintenance records
- Witness statements and expert testimony
What’s the Process for Filing a Claim?
When you are ready to move forward with your claim for workers’ compensation benefits in Detroit, there are specific steps you need to take. These steps include:
- Notify your employer of your work-related injury, and your intent to seek workers’ compensation benefits. A failure to notify your employer within 30 days may result in the denial of your claim for workers’ compensation benefits.
- Hire a workers’ compensation lawyer to take on your case. This way, you can focus on healing from your injuries while we work on building your workers’ compensation claim.
- Provide your attorney with evidence you may have to support the severity of your injuries, including copies of your medical records, diagnostic imaging test results, and personal journal entries that detail the emotional trauma and physical distress you have experienced.
- Your attorney will help you file your claim for workers’ compensation benefits with your employer’s worker’s comp insurance provider. From there, we will negotiate if the insurance company pushes back or attempts to deny you benefits.
Contact a Detroit Workers’ compensation Lawyer for Help Today
After the trauma of an on-the-job accident, recovering the financial help you need could make all the difference in your recovery. If you are having trouble working through the claims process or have been denied the benefits that you were entitled to, do not hesitate to contact a reputable workers’ compensation lawyer in Detroit for help.
At Davis Injury Lawyers, PLLC, our team works diligently to show insurance companies our clients mean business. Fill out our secured contact form or call us at (313) 462-7979 to schedule your free case review as soon as today.